Socializing
Exploring a Viable Middle Ground Between Universal Healthcare and the Current U.S. System
Exploring a Viable Middle Ground Between Universal Healthcare and the Current U.S. System
The debate over healthcare has been a contentious issue in the United States. One suggested solution is to find a 'middle ground' between the free, universal healthcare systems in many developed countries and the current fragmented U.S. healthcare system. However, this middle ground may not be as advantageous as it seems.
Why Seek a Middle Ground?
A ‘middle ground’ is often proposed without solid justification. While it may seem like a compromise, the reality is that it might lead to a mediocre system that is more expensive and of lower quality than a better and more affordable alternative. Most developed nations have programs that cover 100% of health care for everyone.
Some critics argue that there’s no need to settle for something mediocre when we can achieve a much better and more cost-effective system. Why settle for a middle ground between a superior system (often seen as free or highly subsidized) and a less effective and more costly one?
Current Healthcare Landscape in the U.S.
Currently, the U.S. healthcare system is fragmented and ridden with inefficiencies. Americans who can afford it opt for private insurance, while those without the means rely on Medicare, Medicaid, or are uninsured. This system is driven by profit motives, with insurance companies setting their own rates. Their primary goal is to maximize income and minimize expenses, not to provide the best care.
The Canadian Healthcare Model
By contrast, in Canada, health care is prioritized rather than profit. Doctors are the ones who determine healthcare needs, not insurance companies with a degree in actuarial science. This model ensures that people receive the care they need without the added burden of expensive premiums and out-of-pocket costs.
A Proposed Model: Minimalist Medical Care for All
My suggested model is a minimalist healthcare system for all, akin to a Medicaid for all. This would provide basic health services to everyone. People could then opt to purchase additional coverage for more specialized and expensive procedures such as transplants and chemotherapy.
The current scenario in the U.S. is not ideal, with some having Medicare and others without. This is essentially the status quo. The issue ultimately revolves around who pays, who they pay, and how they pay them. In the U.S., people with resources pay insurance companies, who then set their own rates. This approach is driven by profit, not the best provision of care.
Personal Experience with Healthcare
I had a personal experience that highlighted the inefficiencies of the current system. I recently underwent surgery and the entire experience involved numerous healthcare professionals such as a surgeon, anesthesiologist, and several nurses. There was blood work, an hour in recovery, and a $10.50 parking fee upon discharge. The $10.50 fee is the only amount I paid, as the rest was covered by taxes over 65 years. Yet, I still felt that the system could be better optimized and that every dollar spent should contribute towards the best possible care for its citizens.
Concluding Thoughts
The current system in the U.S., although complex and fragmented, can be reformed to provide better value and care for its citizens. A minimalist healthcare system for all, combined with the ability to purchase additional coverage, would provide a balanced, more affordable, and effective solution. Finding a middle ground could potentially lead to a better healthcare system for all Americans.